Saturday, 18 October 2014

BANKING AND MONEY - INTERMEDIATE 2

This is a list a vocabulary items related to banking

Banking and money vocabulary

ATM

abbreviation of Automated Teller Machine: a machine, usually in a wall outside a bank, from which you can take money out of your bank account using a special card.

bank balance

the amount of money in a bank account.
I'd like to check my bank balance, please.

bank charges

sums of money paid by a customer for a bank's services.

bank statement

a printed record of the money put into and removed from a bank account

bounce

when a check cannot be paid or accepted by a bank because of a lack of money in the account:
I had to pay a penalty fee when my check bounced.

cash

(noun) money in the form of notes and coins, rather than checks or credit cards:
Do you have any cash on you?

cash a check/cheque

(verb) to exchange a check for cash:
Would you cash a check for me?

checkbook (US) / chequebook (UK)

a book of checks / cheques with your name printed on them which is given to you by your bank to make payments with.

check (US) / cheque (UK)

a printed form, used instead of money, to make payments from your bank account:
I wrote him a check for $100.

credit

1. money in your bank account.
I was relieved to see from my statement that my account was in credit
2. a method of paying for goods or services at a later time, usually paying interest as well as the original money.
They decided to buy the car on credit.

credit card

a small plastic card which can be used as a method of payment, the money being taken from you at a later time.

checking account (US) / current account (UK)

a bank account that you can take money from at any time and which usually earns little or no interest.

debit

(a record of) money taken out of a bank account.
The account was in debit at the end of the month (= more money had been spent than was in the account at that time).

debt

money, which is owed to someone else, or the state of owing something:
He managed to pay off his debts in two years.
The firm ran up huge debts.

deposit (US) / pay in (UK)

to put money into a bank account.
If you go to the bank, will you deposit these checks for me?

direct debit

an arrangement for making payments, usually to an organization, in which your bank moves money from your account into the organization's account at regular times:
I pay my electricity bill by direct debit.

expense

when you spend or use money.
Buying a bigger car has proved to be well worth the expense.
We've just had a new garage built at great expense.

insurance

an agreement in which you pay a company money and they pay your costs if you have an accident, injury, etc:
life/health/car/travel insurance

interest

1. money which is charged by a bank or other financial organization for borrowing money.
I got a loan with an interest rate of 10%.
2. money that you earn from keeping your money in an account in a bank or other financial organization.
You should put the money in a savings account where it will earn interest.

loan

a sum of money which is borrowed, often from a bank, and has to be paid back, usually together with an additional amount of money that you have to pay as a charge for borrowing.
She's trying to get a $100 000 loan to start her own business.

NSF

Non Sufficient Fund

overdraft

The act of overdrawing a bank account.

payee

a person who money is paid to or should be paid to.

savings account (US) / deposit account (UK)

a bank account in which you usually leave money for a long time and which pays you interest.

standing account (UK)

an instruction to a bank to pay a particular amount of money at regular times from a person's bank account to another bank account (compare direct debit)

tax

(an amount of) money paid to the government, which is based on your income or of the cost of goods or services you have bought:
They're putting up the tax on cigarettes.

traveler's check

a piece of paper that you buy from a bank or a travel company and that you can use as money or exchange for the local money of the country you visit

withdraw

to take money out of a bank account.

Banking idiomatic expressions

Can I bank on your support?
A fool and his money are soon parted.
A company or an activity which is a licence to print money.
The company has been coining it/money since the new manager took over.
Since he's in the money, he's extremely generous to his friends.
Ice cream sellers are minting money thanks to the heat.
Most people think being a professional footballer is money for jam.
That costs an arm and a leg.
I got it for a song.
Time is money.
More money idioms with explanations and examples

Rich and poor

Describing a rich or a poor person:
Rich:
stinking rich, flush, well-heeled, loaded, moneyed, well-to-do, filthy rich, rolling in it, wealthy, prosperous, affluent, well off, ...
Poor:
dirt poor, hard up, needy, skint, broke, penniless, moneyless, poverty-stricken, empty-handed, deprived, unfortunate, underprivileged, meager, reduced, pitiable, humble, lowly, modest, destitute...

BANKING SERVICES - INTERMEDIATE 2

No matter where you live, opening a bank account is one essential part of life, and it is good to find out what services a bank provides. Listen to the words and complete the sentences in a gapfilling activity.

Bank Services

Now it is time to do some speaking practice. First, listen to the conversation and then you take the part of B,  the customer, and do the conversation as if you were a customer at the bank.

Conversations at the Bank 

Finally, listen to the recording without reading the text. It is essential you don't read the text in the first two listens. There is a vocabulary quiz to support your understanding so it is up to you to do the quiz before or after listening to the recording.

From Saving Accounts to Certificates of Deposit

Thursday, 9 October 2014

GREAT BRITISH MENU - LISTENING - INTERMEDIATE 2

After being working on food and eating habits, it's time you did some listening practice. I know you request listening activities all the time so you can start by watching and answering the questions in this episode of Great Britain Menu
And this other video which shows you how to make a cuppa (cup of tea)

Once over with the video, why not try this vocabulary?
Typical British food

And some bits of culture
Typical British food quiz

PERSONALITY ADJECTIVES - INTERMEDIATE 2

I have come across this amazing site with lots of activities. In order to revise adjectives, I thought these activities could help you remember them

Adjectives matching 1
Adjectives matching 2
Adjectives to describe personality 1
Adjectives to describe personality 2


Do you know what the position of adjectives is? When there are more than two adjectives in a phrase, it's advisable to follow some rules:

Adjective order